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The guidance and counseling is a support services in schools to achieve the vision and mission of the school Its services strategic role because it focuses on the development assistance activities and reduction potential problems learners The problem faced is guidance and counseling services in elementary schools do not have a standardized guidelines and rules on.
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ANALYSIS OF ISLAMIC ECONOMY ABOUT COLLATERAL IN …
Muḍāraba is the characteristic product of sharia banking but long by long time goes by sharia banking not interesting enough to more provide muḍārabah financing because muḍārabah financing has a higher risk if comapared with other products of sharia banking such as murabaha ijara musyraka murabaha etc Based on that matter why sharia banking asks the collateral to.